Privacy Policy for Budget Manager

Last updated: [Current Date]

1. Information We Collect

Budget Manager is designed to protect your privacy. We collect minimal information:

• Financial Data: Your expenses, budgets, and categories are stored locally on your device and in your personal iCloud account
• Device Information: Basic device identifiers for crash reporting and analytics
• Usage Analytics: Anonymous usage patterns to improve the app (via Firebase Analytics)

2. How We Use Your Information

• Your financial data remains private and is never shared with third parties
• Crash reports help us fix bugs and improve stability
• Anonymous analytics help us understand which features are most useful

3. Data Storage and Security

• All financial data is stored locally on your device
• iCloud sync uses Apple's secure infrastructure
• We use industry-standard encryption for data protection
• Biometric authentication (Face ID/Touch ID) protects app access

4. Third-Party Services

We use the following third-party services:

• Google AdMob: For displaying advertisements (can be removed with premium purchase)
• Firebase Crashlytics: For crash reporting and app stability
• Apple iCloud: For secure data synchronization across your devices

5. Your Rights

• You can export all your data at any time
• You can delete all data from the app settings
• You can disable analytics in iOS Settings > Privacy & Security

6. Children's Privacy

Our app is not directed to children under 13. We do not knowingly collect personal information from children under 13.

7. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page.

8. Contact Us

If you have any questions about this privacy policy, please contact us at: [Your Email]